Pennsylvania Garage Keeper Liability

The difference between garage keeper s legal liability gkll and direct primary coverage is that garage keepers will provide coverage to a vehicle if it is damaged due to the insured s negligence and direct primary covers the vehicle regardless of fault unless specifically excluded by an endorsement. The mechanic s garage where it is set to go is already closed so you store the car in your shop overnight. Garage keepers legal liability insurance would pay to repair the damage caused to the customer s car up to the limit you select.

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Our one stop approach affords you the convenience of dealing with one sales and administration staff while gaining access to a wide range of high quality companies.

Pennsylvania garage keeper liability. March 13 2015 auto insurance business insurance garage insurance insurance education. Moreover there are no fees and no volume commitments to become appointed with us. This kind of coverage also includes the ownership and use of the autos as well as maintenance. Garage liability insurance is a policy that covers bodily injury or property damage caused by an incident out of garage operations.

Anyone in the business of repairing servicing towing storing washing or otherwise working on automobiles has likely heard of garage keepers liability coverage. Garagekeepers liability coverage. A general liability policy does not cover damage to vehicles that do not belong to the insured party. Garage keepers liability coverage what you need to know.

The policy refers to the ownership maintenance or use of locations for garage business operations. Garagekeepers liability insurance covers sums you must legally pay as damages for loss to a customer s auto or its equipment left in your care while you are attending servicing repairing parking or storing it in your garage operations this term means the use of locations for the purpose of a business of selling servicing repairing parking or storing. Garage liability is not garage keeper coverage. Garage liability gl garage keepers legal liability.

Garage keepers insurance is a separate policy that covers the property damage to a client s car while it is in the care of the policyholder. Garagekeepers legal liability coverage is an optional coverage designed for business owners who offer towing services or operate service stations. Garage liability gl garage keepers legal liability. Unfortunately criminals bust into your garage and vandalize the customer s car.

Our one stop approach affords you the convenience of dealing with one sales and administration staff while gaining access to a wide range of high quality companies. Or imagine this scenario. Moreover there are no fees and no volume commitments to become appointed with us. When you drop off your car at an auto repair garage you do not only expect it to be fixed but you expect it to remain safe while in the custody of the garage keeper.

What is garage keepers liability. Garagekeepers legal liability insurance provides protection in case a vehicle is damaged by fire theft vandalism or collision.